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The Pasture, Rangeland, Forage Rainfall Index program (PRF-RI) is based on weather data collected and maintained by NOAA’s Climate Prediction Center for 58 years. The index reflects how much precipitation is received relative to the long-term average for a specified area and timeframe of two month intervals.
Coverage is based on the rainfall experience in a small area called a grid. Under the PRF Rain Index grids are squares of 12 x 12 miles. The smaller area allows PRF policies to provide more localized, specific coverage.
Crops available are Hayland (including perennial; Bermuda and alfalfa, etc) and Native Grazing. Crop(s) must be planted by July 1st of the prior year to be eligible, over seeding is allowed.
Insured must select a minimum of two index intervals (coverage period) during the crop year for each Crop Type and Grid ID. Two intervals are required per crop.
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Index Intervals
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Start Date
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End Date
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| Interval I |
| Interval II |
| Interval III |
| Interval IV |
| Interval V |
| Interval VI |
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| February 1, 2008 |
| April 1,2008 |
| June 1, 2008 |
| August 1, 2008 |
| October 1, 2008 |
| December 1, 2008 |
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| March 31, 2008 |
| May 31, 2008 |
| July 31, 2008 |
| September 30, 2008 |
| November 30, 2008 |
| January 31, 2008 |
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Insurer may select one coverage level of insurance per crop type in the county; coverage levels are 70, 75, 80, 85, or 90 percent. Insurer than selects a productivity factor which is a percent a producer selects that allows him/her to individualize coverage “valuing” his/her crop. The productivity factor allows a producer to increase the protection per acre on that producer’s insured hayland or grazing. Factors can be between 60 and 150 percent, 1% increments.
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Dates to Watch
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Acronyms
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| Closing Date |
November 30, 2007 |
| Acreage Reporting |
November 30, 2007 |
| Crop Year |
Feb. 1, 2008 - Jan. 31, 2009 |
| Premium Billing |
October 1, 2008 |
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| PRF |
Pasture, Rangeland, Forage |
| VI |
Vegetation Index |
| RI |
Rain Index |
| NDVI |
Normalize Difference Vegetation Index |
| EROS |
Earth Resources Observation Systems |
| NOAA |
National Oceanographic and Atmospheric Administration |
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